Nintendo Switch Online Multiplayer, Shooter or similar?

I'm looking for a switch game that I can play online that provides long-term fun (not just story and game over, but which is always being developed).

It is important to me: no first person (I hate it), rel. Full servers, together instead of against each other. No Battle Royal title. Loot and crafting and character enhancement, story

For me, concrete examples from the Playstation are: The Division and Destiny. But it doesn't have to go in this direction. Can also be something in the role-playing style. But at least. 3rd person.

I'm currently looking at Daemon x Machina, Xenoblade, Bayonetta, Sniper Elite, God Eater, Rogue Trooper…

Not: Fortnite, Warframe, Warface, Monster Hunter

Onigiri

Oh yes: no Free2Play.

What's bothering you Then pay ingame if you absolutely want to spend money. There's no other game for the Switch in the style you are looking for. Then you have to be patient

Doom or Modern Combat 5